| Metric | Value ($ M) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 2.8K | 2.7% | 24.2% |
| Total Income | 2.8K | 2.7% | 24.2% |
| Expenditure | -1.7K | 64.4% | 17.3% |
| PBT | 4.6K | 19.8% | 4.3% |
| Net Profit | 3.5K | 17.2% | 10.9% |
| OPM | — | ||
| NPM | 100.00% | 0.00pp | 0.00pp |
| EPS | 5.62 | 18.8% | 16.4% |
Capital One Reports Third Quarter 2026 Net Income of $3.5 billion, or $5.61 per share
21 Oct 2026 · 21 Oct, 1:41 am
Summary
Capital One Financial Corporation announced a net income of $3.5 billion, or $5.61 per diluted common share, for the third quarter of 2026. Total net revenue saw a 3 percent increase, reaching $16.3 billion, while the net interest margin improved to 8.41 percent. The company highlighted that the Discover integration is progressing well and that they are making good progress on delivering expected synergies, indicating a positive outlook on ongoing strategic initiatives.
Key Highlights
- 1
Capital One Financial Corporation reported net income of $3.5 billion for the third quarter of 2026.
- 2
Diluted earnings per common share for the third quarter of 2026 were $5.61.
- 3
Total net revenue increased 3 percent to $16.3 billion in the third quarter of 2026.
- 4
Net interest margin for the third quarter of 2026 was 8.41 percent, an increase of 40 basis points.
- 5
Period-end loans held for investment increased $5.4 billion, or 1 percent, to $462.5 billion in the third quarter of 2026.
- 6
The Discover integration continues to go well and the company is making good progress on delivering expected synergies.
Management Comments
Richard D. Fairbank
The Discover integration continues to go well and we’re making good progress on delivering the expected synergies. We continue to invest to deliver sustained growth and value creation over the long-term.
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