| Metric | Value ($ M) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 12.36 | 15.5% | 8.5% |
| Total Income | 12.36 | 15.5% | 8.5% |
| Expenditure | -17.81 | 45.1% | 75.6% |
| PBT | 30.17 | 12.2% | 27.6% |
| Net Profit | 22.78 | 9.4% | 22.7% |
| OPM | — | ||
| NPM | 100.00% | 0.00pp | 0.00pp |
| EPS | 0.89 | 11.3% | 29.0% |
Central Pacific Financial Reports Q3 2026 Earnings of $22.8 Million
28 Oct 2026 · 1d ago, 3:56 pm
Summary
Central Pacific Financial Corp. reported net income of $22.8 million, or $0.88 per diluted share, for the third quarter of 2026. The company saw its net interest margin increase by 5 basis points to 3.62% due to higher loan and investment securities yields, while deposit costs remained stable. The efficiency ratio improved to 58.27%, reflecting disciplined expense management. Management highlighted strong financial performance driven by net interest margin expansion and solid asset quality, positioning the company to deliver value to shareholders.
Key Highlights
- 1
Central Pacific Financial reported net income of $22.8 million, or $0.88 per diluted share, for the third quarter of 2026.
- 2
Net interest margin increased by 5 basis points to 3.62% from the prior quarter, driven by higher loan and investment securities yields.
- 3
The efficiency ratio improved to 58.27% in the third quarter of 2026, compared to 59.62% in the prior quarter.
- 4
Return on average assets was 1.22% and return on average equity was 15.28% for the third quarter of 2026.
- 5
The Company repurchased 294,110 shares of common stock at a total cost of $11.2 million during the quarter.
- 6
The Board of Directors declared a fourth quarter cash dividend of $0.31 per share, an increase of 3.3% from the prior quarter.
Management Comments
Arnold Martines
We delivered another quarter of strong financial performance, driven by net interest margin expansion, disciplined expense management, and solid asset quality. We believe we are well positioned to serve our customers, support our communities, and deliver meaningful value to our shareholders.
Informational and educational content only. Not investment advice.