| Metric | Value ($ M) | vs Q2 FY25 |
|---|---|---|
| Revenue | 543.52 | 2.9% |
| Total Income | 543.52 | 2.9% |
| Expenditure | 608.23 | 58.3% |
| PBT | -54.44 | 94.1% |
| Net Profit | -54.72 | 94.1% |
| OPM | -11.91% | |
| NPM | -10.07% | |
| EPS | -0.15 | 97.9% |
Chime Reports Q3 2025 Revenue Up 29% YoY
04 May 2026 · 4 May, 7:56 am
Summary
Chime Financial, Inc. reported strong top-line growth for Q3 2025, with revenue reaching $544 million, a 29% increase year-over-year. Active Members grew by 21% to 9.1 million. The company's adjusted EBITDA margin improved by 9 percentage points year-over-year. Chime also announced a $200 million share repurchase program and raised its Q4 and full-year 2025 outlook.
Key Highlights
- 1
Chime's revenue for the third quarter of 2025 was $544 million, reflecting a 29% increase year-over-year.
- 2
Active Members grew by 21% year-over-year, reaching 9.1 million.
- 3
The company's gross profit was $474 million, resulting in a gross margin of 87%.
- 4
Adjusted EBITDA margin of 5% represented a 9 percentage point increase year-over-year.
- 5
Purchase Volume increased 15% year-over-year to $32.3 billion.
- 6
Chime's Board of Directors authorized a share repurchase program of up to $200 million of its outstanding Class A common stock.
- 7
The company raised its fourth quarter and full-year 2025 outlook for revenue and adjusted EBITDA.
Management Comments
Chris Britt
“Month after month, more mainstream Americans are choosing Chime as their primary financial partner1 — and that momentum is fueling our great results. We delivered another outstanding quarter, exceeding guidance, expanding margins, and raising our full-year outlook. Our 29% year-over-year revenue growth and 21% year-over-year Active Members growth reflect the strength of our model and the trust we’ve built with our members. Our $200 million share repurchase program underscores our confidence in Chime’s financial strength, durable business model, and long-term growth potential.”
Informational and educational content only. Not investment advice.