| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 385.74 | 2.7% | 4.9% |
| Total Income | 385.74 | 2.7% | 4.9% |
| Expenditure | 225.40 | 2.4% | 1.4% |
| PBT | 160.34 | 10.9% | 10.4% |
| Net Profit | 127.47 | 12.3% | 10.3% |
| OPM | — | ||
| NPM | 33.05% | 2.81pp | 1.61pp |
| EPS | 1.50 | 13.6% | 12.8% |
Hancock Whitney Reports Q3 2025 EPS of $1.49
04 May 2026 · 4 May, 9:03 am
Summary
Hancock Whitney Corporation announced its financial results for the third quarter of 2025, reporting net income of $127.5 million, or $1.49 per diluted common share. This compares to $113.5 million, or $1.32 per diluted common share, in the second quarter of 2025. The company's adjusted pre-provision net revenue (PPNR) increased by 5% compared to the previous quarter. The net interest margin remained stable at 3.49%, and the efficiency ratio improved to 54.10%.
Key Highlights
- 1
Hancock Whitney's net income for the third quarter of 2025 totaled $127.5 million, or $1.49 per diluted common share.
- 2
Adjusted pre-provision net revenue (PPNR) totaled $175.6 million, up $7.6 million, or 5%, compared to the second quarter of 2025.
- 3
Loans increased $134.8 million, or 2% linked quarter annualized (LQA).
- 4
The company's net interest margin (NIM) was 3.49% in the third quarter of 2025, consistent with the prior quarter.
- 5
The CET1 ratio is estimated at 14.08%, up 11 bps linked-quarter, while the TCE ratio is 10.01%, up 17 bps linked-quarter.
- 6
The efficiency ratio improved to 54.10%, an improvement of 81 bps compared to the prior quarter.
- 7
During the third quarter of 2025, the company repurchased 662,500 shares of its common stock at an average price of $60.45 per share.
Management Comments
John M. Hairston
“The third quarter of 2025 results reflect another quarter of exceptionally strong performance,” said John M. Hairston, President & CEO. “We saw continued improvement in profitability and progress on our growth plan for 2025. Our ROA was a remarkable 1.46%, our efficiency ratio improved to 54.10%, and our NIM was stable at 3.49% despite a falling rate environment. Our earnings performance contributed to growth in all of our capital ratios, while we continued to deploy capital through organic balance sheet growth and repurchasing 662,500 shares of our common stock. As 2025 draws to a close, we remain committed to executing on our organic growth plan, maintaining operational efficiency, and proactively managing capital.”
Informational and educational content only. Not investment advice.