| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 20.47 | 8.8% | 13.6% |
| Total Income | 20.47 | 8.8% | 13.6% |
| Expenditure | 14.19 | 12.2% | 0.1% |
| PBT | 6.28 | 1.8% | 63.5% |
| Net Profit | 5.24 | 4.2% | 59.8% |
| OPM | 30.66% | 2.13pp | 9.34pp |
| NPM | 25.60% | 1.14pp | 7.39pp |
| EPS | 0.71 | 4.4% | 61.4% |
Isabella Bank Corporation Reports Third Quarter 2025 Results
04 May 2026 · 4 May, 8:48 am
Summary
Isabella Bank Corporation reported a net income of $5.2 million for the third quarter of 2025, with earnings per diluted share at $0.71. The company experienced growth in core loans and total deposits, increasing by $32 million and $76 million, respectively. Net interest income rose by 11.6% compared to the same quarter in the previous year, and the net interest margin improved to 3.15%. Total assets reached $2.3 billion, marking a $173.4 million increase since December 31, 2024.
Key Highlights
- 1
Isabella Bank Corporation reported net income of $5.2 million for the third quarter 2025.
- 2
Earnings per diluted share were $0.71 for the third quarter 2025.
- 3
Core loans grew by $32 million, representing a 2% increase.
- 4
Total deposits increased by $76 million, a 4% growth.
- 5
Net interest income increased by 11.6% compared to the third quarter of 2024.
- 6
Net interest margin (NIM) increased to 3.15%, up from 2.96% in the third quarter of 2024.
- 7
Total assets were $2.3 billion as of September 30, 2025, up $173.4 million from December 31, 2024.
Management Comments
Jerome Schwind
"Our strong third quarter results were driven by continued expansion in core loans and deposits," said Isabella's Chief Executive Officer, Jerome Schwind. "Earning assets continued to reprice with low and stable funding costs, generating NIM growth," he added. "Our stock trading volume and price remain robust since uplisting our shares to the Nasdaq Capital Market earlier this year," Schwind added. "Our financial results and stock performance position us well for growth and to continue to deliver long-term value to our shareholders.”
Informational and educational content only. Not investment advice.