| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 81.13 | 1.3% | 9.2% |
| Total Income | 81.13 | 1.3% | 9.2% |
| Expenditure | 69.82 | 3.6% | 35.0% |
| PBT | 11.31 | 23.9% | 49.9% |
| Net Profit | 7.56 | 37.1% | 59.1% |
| OPM | 13.95% | 4.14pp | 16.42pp |
| NPM | 9.31% | 5.31pp | 15.56pp |
| EPS | 0.24 | 45.5% | 67.6% |
Midland States Bancorp Reports Q3 2025 Earnings
04 May 2026 · 4 May, 8:30 am
Summary
Midland States Bancorp, Inc. reported its Q3 2025 financial results, highlighting a net interest margin of 3.79% and a reduction in non-performing assets. Loan fundings reached $129 million, and deposits saw a 1.5% increase. The company's tangible book value improved to $21.16, and it redeemed $51 million in subordinated notes. Pre-provision net revenue stood at $31.3 million, or $1.43 per share.
Key Highlights
- 1
Midland States Bancorp's net interest margin was reported at 3.79% for Q3 2025.
- 2
Non-performing assets decreased by $11.4 million in Q3, with NPAs to assets decreasing to 1.02%.
- 3
Loan fundings reached $129 million during the third quarter.
- 4
Deposits increased by 1.5% in Q3 2025.
- 5
Tangible book value increased to $21.16, with most capital ratios growing sequentially.
- 6
The company redeemed $51 million in subordinated notes using existing liquidity.
- 7
Pre-provision net revenue (PPNR) was $31.3 million, or $1.43 per share for Q3 2025.
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