| Metric | Value ($ M) | Q1 FY25 |
|---|---|---|
| Revenue | 11.36 | 5.0% |
| Total Income | 11.36 | 5.0% |
| Expenditure | -14.59 | 23.3% |
| PBT | 25.94 | 13.1% |
| Net Profit | 20.79 | 14.2% |
| OPM | — | |
| NPM | 100.00% | 0.00pp |
| EPS | 0.46 | 27.0% |
National Bank Holdings Corporation Announces First Quarter 2026 Financial Results
22 Apr 2026 · 22 Apr, 1:42 am
Summary
National Bank Holdings Corporation announced its financial results for the first quarter of 2026, reporting net income of $20.8 million, or $0.46 per diluted share. Adjusted net income increased to $32.6 million, or $0.72 per diluted share. The company's net interest margin expanded to 4.06%, and organic loan growth reached an annualized rate of 12.4%. The recent acquisition of Vista Bancshares contributed significantly to the company's growth, adding $1.9 billion in loans and $2.2 billion in deposits.
Key Highlights
- 1
National Bank Holdings Corporation reported adjusted earnings of $0.72 per diluted share for the first quarter of 2026.
- 2
Net interest margin expanded 17 basis points to 4.06% for the quarter.
- 3
Organic loan growth totaled 12.4% annualized during the first quarter.
- 4
Record quarterly loan fundings of $805.5 million were generated in the first quarter of 2026.
- 5
Adjusted pre-provision net revenue increased 21.7% from the prior quarter.
- 6
Loans increased by $2.2 billion to $9.6 billion at March 31, 2026.
- 7
The company completed its acquisition of Vista Bancshares, Inc. on January 7, 2026, adding $1.9 billion in total loans and $2.2 billion in total deposits.
Management Comments
Tim Laney
We delivered solid first quarter results, with adjusted earnings of $0.72 per diluted share and a net interest margin of 4.06%. Record quarterly loan fundings of $805.5 million drove organic loan growth of 12.4% annualized. Adjusted pre-provision net revenue increased 21.7% from the prior quarter, reflecting strong core performance and the successful close of our strategic acquisition.
Tim Laney
I’m proud of our first quarter execution and the meaningful progress our teams continue to make integrating our most recent acquisition. Momentum across the organization reinforces our belief in our ability to prudently grow our earnings this year and surpass a projected $1.00 of earnings per share in the fourth quarter.
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