| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 16.35 | 5.9% | 5.9% |
| Total Income | 16.35 | 5.9% | 5.9% |
| Expenditure | 12.60 | 3.3% | 3.8% |
| PBT | 3.74 | 27.9% | 13.3% |
| Net Profit | 3.03 | 28.0% | 11.4% |
| OPM | — | ||
| NPM | 18.54% | 5.68pp | 0.92pp |
| EPS | 0.64 | 28.1% | 10.3% |
Ohio Valley Banc Corp. Reports Q3 2025 Net Income of $3.03 Million, Up 11.4% YoY
04 May 2026 · 4 May, 8:48 am
Summary
Ohio Valley Banc Corp. reported a net income increase of 11.4% to $3,030,000 for Q3 2025, with earnings per share rising to $0.64. For the nine months ended September 30, 2025, net income increased by 37.3% to $11,646,000. The net interest margin improved to 4.05% for the quarter. Total assets reached $1.570 billion, marking a $67 million increase from the end of 2024.
Key Highlights
- 1
Ohio Valley Banc Corp. reported net income of $3,030,000 for the quarter ended September 30, 2025, an increase of 11.4% compared to the same period the prior year.
- 2
Earnings per share for the third quarter of 2025 were $0.64, compared to $0.58 for the prior year third quarter.
- 3
Net income for the nine months ended September 30, 2025, totaled $11,646,000, an increase of 37.3% from the same period the prior year.
- 4
Net interest income increased by $2,016,000 for the three months ended September 30, 2025.
- 5
The net interest margin was 4.05% for the third quarter of 2025, an increase from 3.76% for the third quarter of 2024.
- 6
Total assets at September 30, 2025, were $1.570 billion, an increase of $67 million from December 31, 2024.
- 7
Loan balances increased $69 million since December 31, 2024.
Management Comments
Larry Miller
“The strong growth in net income afforded us the opportunity to harvest some losses in our securities portfolio, allowing us to plant the seeds for future interest income and net interest margin improvement. These robust results are a credit to the hard work and relationship building efforts of all our employees as we seek to enhance shareholder value.”
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