| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 21.53 | 1.2% | 5.3% |
| Total Income | 21.53 | 1.2% | 5.3% |
| Expenditure | -16.47 | 166.1% | 19.4% |
| PBT | — | ||
| Net Profit | 29.48 | 39.0% | 6.9% |
| OPM | 100.00% | 0.00pp | 0.00pp |
| NPM | 100.00% | 0.26pp | 0.00pp |
| EPS | 0.83 | 38.3% | 7.8% |
Peoples Bancorp Reports Q3 2025 Results
04 May 2026 · 4 May, 8:59 am
Summary
Peoples Bancorp Inc. reported a net income of $29.5 million, or $0.83 of diluted earnings per share, for Q3 2025. The company experienced an annualized loan growth of 8% and an improvement in the efficiency ratio to 57.1%. Net interest income improved by 4%, and the net interest margin expanded by 1 basis point. The company expects to achieve positive operating leverage for 2025, excluding the impact of the reduction in accretion income.
Key Highlights
- 1
Net income was $29.5 million, or $0.83 of diluted earnings per share for the third quarter of 2025.
- 2
Annualized loan growth reached 8% compared to June 30, 2025.
- 3
The efficiency ratio improved to 57.1%, compared to 59.3%.
- 4
Tangible book value per share increased 4% to $22.05.
- 5
Net interest income improved 4% during the quarter.
- 6
Net interest margin expanded 1 basis point, and excluding accretion income, net interest margin expanded 5 basis points.
- 7
Non-interest expense declined 1% compared to the linked quarter.
Informational and educational content only. Not investment advice.