| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 340.35 | 10.7% | 171.6% |
| Total Income | 340.35 | 10.7% | 171.6% |
| Expenditure | 202.58 | 1.3% | 1.3% |
| PBT | 137.78 | 34.8% | 272.3% |
| Net Profit | 105.21 | 36.0% | 271.6% |
| OPM | 40.48% | 7.25pp | 104.31pp |
| NPM | 30.91% | 5.76pp | 79.84pp |
| EPS | 2.21 | 39.0% | 255.6% |
Texas Capital Bank Reports Q3 2025 Earnings
04 May 2026 · 4 May, 8:55 am
Summary
Texas Capital Bank reported an increase in net interest income by $18.4 million QoQ, driven by LHI growth and higher yields. The net interest margin expanded by 12bps QoQ. Total deposit balances saw a $1.4 billion increase, representing a 6% QoQ growth. The tangible book value per share reached an all-time high of $73.02, marking a 4% QoQ increase.
Key Highlights
- 1
Net interest income increased $18.4 million QoQ, supported by continued LHI growth and higher LHI excl. MF yields.
- 2
Net interest margin expanded by 12bps QoQ, and 54bps year to date.
- 3
Total deposit balances increased $1.4 billion or 6% QoQ.
- 4
Ending period commercial loans increased $1.0 billion or 9% YoY.
- 5
Assets under management increased for the second straight quarter, up 3% YoY.
- 6
Tangible book value per share increased by $2.88 or 4% QoQ, reaching an all-time high of $73.02 for the Firm.
- 7
The CET1 ratio ended at 12.14%.
Informational and educational content only. Not investment advice.