| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 13.75 | 0.7% | 7.6% |
| Total Income | 13.75 | 0.7% | 7.6% |
| Expenditure | -32.72 | 35.4% | 22.9% |
| PBT | 46.47 | 22.9% | 17.9% |
| Net Profit | 34.02 | 23.5% | 17.1% |
| OPM | — | ||
| NPM | 100.00% | 0.00pp | 0.00pp |
| EPS | 1.04 | 23.8% | 18.2% |
TriCo Reports Q3 2025: Pre-tax pre-provision ROAA at 1.89%
04 May 2026 · 4 May, 8:51 am
Summary
TriCo's investor presentation for Q3 2025 highlights improved profitability and efficiency. Pre-tax pre-provision ROAA and ROAE increased compared to the prior year. Net interest income and margin also showed growth, driven by an increase in loan balances. The company increased its quarterly cash dividend by 9.1% to $0.36 per share.
Key Highlights
- 1
Pre-tax pre-provision ROAA was 1.89% for the quarter ended September 30, 2025, compared to 1.63% for the same quarter in the prior year.
- 2
Pre-tax pre-provision ROAE was 14.5% for the quarter ended September 30, 2025, and 12.98% for the same quarter in the prior year.
- 3
The company's efficiency ratio was 56.2% for the quarter ended September 30, 2025, compared to 59.0% for the trailing quarter end and 60.0% for the quarter ended September 30, 2024.
- 4
Net interest income (FTE) grew 3.5% to $89.8 million compared to $86.8 million in the trailing quarter and by 8.4% to $6.95 million compared to $82.9 million in the same quarter of the prior year.
- 5
Net interest margin (FTE) was 3.92% compared favorably to both 3.88% in the prior quarter and 3.71% from the quarter ended September 30, 2024.
- 6
Loan balances increased $47.8 million or 2.7% (annualized) from the trailing quarter.
- 7
The quarterly cash dividend increased by $0.03 or 9.1% to $0.36 per share.
Informational and educational content only. Not investment advice.