| Metric | Value ($ M) | Q1 FY25 |
|---|---|---|
| Revenue | 901.43 | 47.0% |
| Total Income | 901.43 | 47.0% |
| Expenditure | 869.00 | 35.6% |
| PBT | 177.50 | 168.1% |
| Net Profit | 25.30 | 284.9% |
| OPM | — | |
| NPM | 2.81% | 5.04pp |
| EPS | 0.09 | 212.5% |
UWM Holdings Reports Q1 2026 Loan Volume $44.9 Billion, Net Income $170.4 Million
06 May 2026 · 6 May, 6:16 pm
Summary
UWM Holdings Corporation announced its Q1 2026 results, featuring a total loan origination volume of $44.9 billion, up 39% year-over-year. The company reported total revenue of $901.4 million and net income of $170.4 million. Adjusted EBITDA was $160.9 million. Mat Ishbia, Chairman and CEO, highlighted the exceptional quarter and the strength and resilience of the business, emphasizing the use of proprietary technology and AI-powered tools.
Key Highlights
- 1
UWM Holdings Corporation's total loan origination volume reached $44.9 billion in Q1 2026, a 39% increase year-over-year.
- 2
The company reported total revenue of $901.4 million for the first quarter of 2026.
- 3
Net income for Q1 2026 was reported as $170.4 million.
- 4
Adjusted EBITDA for the quarter stood at $160.9 million.
- 5
The total gain margin was 123 bps in Q1 2026, compared to 94 bps in Q1 2025.
- 6
UWM ended Q1 2026 with approximately $1.3 billion of available liquidity.
Management Comments
Mat Ishbia
Q1 was an exceptional quarter for UWM and our second‑best first quarter of all time. The last time we delivered results of this magnitude, interest rates were nearly 50% lower, which underscores the strength, scale and resilience of our business. Our team and broker partners executed at the highest level, using UWM’s proprietary technology and AI‑powered tools like Mia to win more loans, more efficiently, every day. We continue to move ahead of schedule with bringing servicing in‑house, and regardless of whether rates stay higher or move lower, we are positioned to keep winning as we are built to perform through all cycles. This quarter is a clear proof point of that.
Informational and educational content only. Not investment advice.