| Metric | Value ($ M) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 94.73 | 0.9% | 5.2% |
| Total Income | 94.73 | 0.9% | 5.2% |
| Expenditure | 67.47 | 4.0% | 3.6% |
| PBT | 27.26 | 6.0% | 9.3% |
| Net Profit | 20.81 | 6.5% | 8.8% |
| OPM | — | ||
| NPM | 21.97% | 1.75pp | 0.74pp |
| EPS | 1.69 | 7.1% | 6.3% |
Wilson Bank Holding Company Reports H1 2026 Net Income of $43.1 Million, Up 21.3%
11 Jul 2026 · 11 Jul, 12:27 am
Summary
Wilson Bank Holding Company reported strong performance for the first six months of 2026, with Net Income rising 21.3% year-over-year to $43.1 million. Earnings Per Diluted Share also saw a significant increase of 18.6% to $3.50. The company's assets grew by 1.72% to $5.980 billion, and shareholder's equity increased by 5.39% to $613.0 million. Management highlighted a continued focus on building lasting relationships, responsible growth, and creating long-term value, alongside strategic investments in technology and innovation.
Key Highlights
- 1
Net Income for the first six months of 2026 was $43.1 million, an increase of $7.6 million or 21.3% over the same period in 2025.
- 2
Earnings Per Diluted Share for H1 2026 reached $3.50, up 18.6% from $2.95 in H1 2025.
- 3
Assets grew to $5.980 billion as of June 30, 2026, an increase of $101.4 million or 1.72% from December 31, 2025.
- 4
Shareholder's equity increased by $31.3 million or 5.39% to $613.0 million as of June 30, 2026, compared to December 31, 2025.
- 5
The Board of Directors declared a cash dividend of $1.35 per share, payable on July 24, 2026.
Management Comments
John McDearman III
As we enter the second half of 2026, we are pleased to report that Wilson Bank & Trust continues to build on a strong foundation. Our performance through the first six months of the year reflects the dedication of our employees, the loyalty of our customers, and the confidence you have placed in us as shareholders of Wilson Bank Holding Company. While economic conditions continue to evolve, our focus remains unchanged: seeking to build lasting relationships, grow responsibly, and create long-term value. As our nation marks America’s 250th anniversary, we are reminded of the values that have sustained both our country and our company: hard work, integrity, entrepreneurship, and a commitment to serving others. Those principles have defined Wilson Bank & Trust since our founding, and they continue to guide every decision we make. As a community bank, we have the privilege of helping families achieve their dreams, businesses grow, and local communities thrive. That responsibility is one we embrace every day. At the same time, we recognize that honoring our history also means preparing for the future. Throughout 2026, we have continued to invest strategically in technology and innovation to enhance the experiences of both our customers and employees. From implementing Workday and improving our lending processes to thoughtfully evaluating emerging technologies, each initiative is focused on strengthening our organization while preserving the personal service that sets Wilson Bank & Trust apart. We are equally committed to investing in people, and our 2026 internship program reflects that commitment by providing students with meaningful, hands-on experience while helping cultivate the next generation of community banking leaders.
James Anthony Patton
One of the highlights of the second quarter was our annual Shareholder Picnic. It is always a pleasure to spend time with many of you, celebrate what we have accomplished together, and personally express our appreciation for your continued trust and support. Those conversations serve as an important reminder that our shareholders are more than investors. You are partners in our mission and advocates for the communities we proudly serve.
Informational and educational content only. Not investment advice.