| Metric | Value ($ M) |
|---|---|
| Revenue | 5.79 |
| Total Income | 5.79 |
| Expenditure | 4.48 |
| PBT | 1.32 |
| Net Profit | 0.96 |
| OPM | 22.75% |
| NPM | 16.61% |
| EPS | 0.11 |
Winchester Bancorp Reports Q1 2025 Net Income of $962 Thousand
04 May 2026 · 4 May, 8:57 am
Summary
Winchester Bancorp, Inc. announced its first quarter financial results, reporting a net income of $962 thousand, or $0.11 cents per common share. This is an increase of $1.9 million in net income compared to the prior quarter's net loss. Loan and deposit growth were strong, at $42.0 million and $37.2 million, respectively, bringing total assets to over $1 billion. Net interest income increased by $393 thousand, or 7.3%, to $5.7 million for the quarter ended September 30, 2025.
Key Highlights
- 1
Winchester Bancorp, Inc. reported net income of $962 thousand, or $0.11 cents per common share, for the quarter ended September 30, 2025.
- 2
Net loans increased by $42.0 million, or 5.6%, from June 30, 2025, reaching $793.2 million.
- 3
Deposits totaled $716.4 million, representing an increase of $37.2 million, or 5.5%, from the prior quarter.
- 4
Total assets were $1.05 billion on September 30, 2025, an increase of $55.8 million, or 5.9%, from June 30, 2025.
- 5
Net interest income was $5.7 million for the quarter ended September 30, 2025, compared to $5.3 million for the prior quarter, representing an increase of $393 thousand, or 7.3%.
Management Comments
John A. Carroll
“Our first quarter was an exciting time for the Company, marking the start of a new chapter in the Bank’s 154-year history. After the completion of the stock offering, the team focused on the execution of our growth strategy. Loan and deposit growth were strong at $42.0 million and $37.2 million, respectively, which brought total assets to over $1 billion. Management launched a new deposit channel focusing on municipal deposits which should continue to contribute to strong deposit growth for the remainder of our fiscal year. We look forward to continuing to gain market share as we prudently grow our customer base and deliver value for all our shareholders.”
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