Ujjivan Small Finance Bank Q4 FY 2025-26: Deposits Growth, Increased Loan Disbursements, and Improved Asset Quality

Ujjivan Small Finance Bank has reported significant growth in its financial performance for the quarter and financial year ended March 31, 2026. Total deposits have increased by 21.3% Y-o-Y and 8.1% Q-o-Q, reaching ₹ 45,661 crore. The bank's CASA ratio stands at 28.6%, with a credit-deposit ratio of 89.0%. The gross loan book has grown by 26.6% Y-o-Y, with notable increases in individual loans, housing loans, MSME loans, and gold loans. The bank's overall disbursement has increased by 31.4% Y-o-Y. Asset quality has improved with a decrease in PAR and GNPA ratios. Micro Banking (GL & IL) Bucket X Collection Efficiency remains high at 99.81%. The Q4FY26 figures are provisional and subject to an audit/limited review by the statutory auditors.