AAVAS Financiers Ltd. Reports 15% YoY AUM Growth, 36% QoQ Disbursement Q4FY26, and Upgraded Credit Rating

AAVAS Financiers Ltd. has reported key highlights for the quarter and financial year ended on March 31, 2026. The Assets Under Management (AUM) stood at approximately INR 235 billion, marking a 15% Year-over-Year (YoY) growth. The disbursement for Q4FY26 was INR 23.5 billion, reflecting a 16% YoY and 36% Quarter-over-Quarter (QoQ) increase. The 1+ Days Past Due (DPD) reduced to 3.17%, an improvement of 63 basis points (bps) QoQ. The Gross Stage 3 was 1.07%, an improvement of 12 bps QoQ. The company added 38 branches in FY26, bringing the total to 435. The credit rating was upgraded to AA / Positive Outlook by CARE and ICRA. The Incremental Securitized (DA) Loan Portfolio was INR 4.7 billion in Q4FY26, with INR 5 billion ICRA AAA (SO) rated PTCs successfully placed in March'26. The Incremental Borrowings for Q4FY26 were INR 20.6 billion, and the Liquidity Position stood at INR 31.9 billion. This information is provisional and subject to review and approval by the Audit Committee, Board of Directors, and Joint Statutory Auditors of the Company.