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Quarterly Result3 April 2026 at 08:42 am

Suryoday Small Finance Bank's Q4 FY’26: 29% Y-o-Y Growth in Gross Advances, 46% Y-o-Y Increase in Disbursements, and 32% Y-o-Y Rise in Deposits

AI Summary

Suryoday Small Finance Bank Ltd. has reported its Q4 FY’26 results with a 29% Y-o-Y growth in Gross Advances, reaching ₹13,201 crore. Disbursements for the quarter saw a 46% Y-o-Y increase, totaling ₹3,077 crore. The Bank's deposits registered a 32% Y-o-Y growth, with CASA growing 42% Y-o-Y. The Bank continues to cover its eligible portfolio under the Credit Guarantee Scheme, with ~98% of its Inclusive Finance portfolio covered under the CGFMU Scheme as of March 2026. Digital deposits stand at ~₹1,867 Crore, and the Bank has crossed 5 Lakhs customers on UPI. The GNPA stands at ₹864 crore, with ₹317 crore provision, NNPA at ₹547 crore, and ₹513 crore claimable under CGFMU as of March 31, 2026.

Key Highlights

  • 29% Y-o-Y growth in Gross Advances, reaching ₹13,201 crore
  • 46% Y-o-Y increase in disbursements, totaling ₹3,077 crore
  • 32% Y-o-Y rise in deposits, with CASA growing 42% Y-o-Y
  • ~98% of the Bank’s Inclusive Finance portfolio covered under the CGFMU Scheme
  • Digital deposits stand at ~₹1,867 Crore and credit-line on UPI crossed 5 Lakhs customers