
ESAF Small Finance Bank Ltd Reports 11.05% YoY Increase in Total Deposits as of March 31, 2026
ESAF Small Finance Bank Ltd has reported a 11.05% YoY increase in total deposits, reaching ₹25,850 Crore as of March 31, 2026. The bank also witnessed a 6.88% YoY growth in CASA deposits, reaching ₹6,181 Crore. The CASA ratio stood at 23.91% as on March 31, 2026. In terms of advances, gross advances increased by 19.42% YoY to ₹22,426 Crore. Secured advance grew by 37.88% and stands at ₹13,680 Crore, constituting 61% of the gross advances. The bank had undertaken sale of NPAs during the financial year amounting to ₹1,019 Crore. Disbursements increased from ₹20,985 Crore in FY25 to ₹42,529 Crore in FY26. The CD Ratio stood at 86.75% as on March 31, 2026. The bank's customer base stood at 1.02 Crore as on March 31, 2026, with 8.01 lakh new customers added during the year. As on March 31, 2026, the bank’s distribution network comprised 804 branches, 720 ATMs and 1049 Customer Service Centres spanning across 24 states and 2 union territories.
Key Highlights
- Total deposits increased by 11.05% YoY to ₹25,850 Crore as of March 31, 2026
- CASA deposits witnessed a 6.88% YoY growth, reaching ₹6,181 Crore as of March 31, 2026
- Gross advances increased by 19.42% YoY to ₹22,426 Crore as of March 31, 2026
- Secured advances grew by 37.88% and stands at ₹13,680 Crore as of March 31, 2026
- Disbursements increased from ₹20,985 Crore in FY25 to ₹42,529 Crore in FY26
Price Impact