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Quarterly Result5 April 2026 at 05:31 am

Utkarsh Small Finance Bank's Q4 FY26: Disbursements Surge 30.1%, Advances Grow 5.6% YoY

AI Summary

Utkarsh Small Finance Bank Ltd has reported its provisional business updates for the quarter and year ended March 31, 2026. The bank's total disbursements increased by 30.1% YoY to ₹ 4,207 Crore, with JLG disbursements growing by 2.0% and non-JLG disbursements increasing by 51.4%. The gross loan portfolio stood at ₹ 19,333 Crore, a decrease of 1.7% YoY but an increase of 5.6% QoQ. The bank's total deposits grew by 0.4% YoY to ₹ 21,654 Crore, with CASA deposits increasing by 10.6% YoY to ₹ 5,196 Crore. The bank's liquidity coverage ratio (LCR) stood at 177% as of March 31, 2026.

Key Highlights

  • Total disbursements increased by 30.1% YoY to ₹ 4,207 Crore
  • Gross loan portfolio stood at ₹ 19,333 Crore, a decrease of 1.7% YoY
  • Total deposits grew by 0.4% YoY to ₹ 21,654 Crore
  • CASA deposits increased by 10.6% YoY to ₹ 5,196 Crore
  • Liquidity coverage ratio (LCR) stood at 177% as of March 31, 2026