StockWatch
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Commercial Banks, NEC
Quarterly ResultMay 5, 2026, 04:33 PM

Agi Inc. 1Q26 Net Income R$186.5M; Active Clients 7.1M (+52.6% YoY)

AI Summary

Agi Inc. reported a recurring net income of R$186.5 million for the first quarter of 2026, marking a 15.3% increase quarter-over-quarter. The company surpassed 7.1 million active clients, reflecting a significant 52.6% year-over-year growth, and saw total revenues reach R$2,996.6 million. Agi highlighted a recovery in credit origination, which grew 36.3% QoQ, and announced a strategic shift to a Business Units organizational model, leveraging AI to enhance efficiency and customer experience.

Key Highlights

  • Recurring Net Income R$186.5 million, up 15.3% QoQ.
  • Total Active Clients reached 7.1 million, a 52.6% increase YoY.
  • Total Revenues R$2,996.6 million, up 1.3% QoQ and 23.6% YoY.
  • Gross Credit Origination R$7.1 billion, growing 36.3% QoQ.
  • Gross Credit Portfolio R$35.5 billion, up 1.8% QoQ and 30.3% YoY.
  • Capital Adequacy Ratio improved to 19.3%, up 3.8 p.p. QoQ.
  • NPL > 90 days decreased to 3.6%, down 0.1 p.p. QoQ.
  • Operating Efficiency Ratio improved to 43.2%, down 2.5 p.p. QoQ.