AGI Inc

AGI Inc. announced that its board of directors has approved a share repurchase program allowing for the repurchase of up to 3 million shares of its outstanding Class A common shares. The program will commence on October 27, 2026, and continue until October 27, 2027, or upon completion of the repurchase. Repurchases will be made in the open market or through privately negotiated transactions, funded by existing cash balances. The company stated the program reflects confidence in its long-term value and business model, aligning with its disciplined capital allocation strategy.

Agi Inc. reported strong Q2 2026 results, indicating an inflection point with significant improvements across key metrics. Credit origination reached R$7,136 million and fee revenues grew 35% quarter-over-quarter to R$136 million. The company also saw its INSS Payroll Credit market share increase to 9.6% and experienced substantial growth in private and unsecured personal credit originations. Additionally, Agi Inc. announced the launch of a new Subscription Bank model and provided a financial outlook for the third and fourth quarters of 2026.

Agi Inc. reported Q2 2026 Net Income of R$200.3 million, a 7.4% increase quarter-over-quarter, with total revenues growing 26.3% year-over-year to R$3,171.0 million. The company achieved significant operational milestones, including a 36.4% YoY increase in active clients to 7.6 million and a 21.2% YoY growth in its gross credit portfolio to R$37.1 billion. Agi also gained 60 basis points in INSS Payroll Credit market share, launched a new subscription service (Agi+) with strong early adoption, and introduced a proprietary investment platform. Despite a temporary NIM compression and upfront provisioning impacting pre-tax earnings, the company expects stronger financial contributions in the second half of 2026, citing an operational inflection point.

Agi Inc. reported strong second-quarter 2026 financial results, with total revenues increasing 26% year-over-year to R$3.2 billion and net income reaching R$200.3 million, up 7% quarter-over-quarter. The company saw significant customer growth, with its active customer base expanding 36% to 7.6 million, and increased its INSS payroll credit market share to 9.6%. Agi+'s new subscription product achieved over 250,000 active subscriptions in its first 45 days, demonstrating strong engagement and cross-sell penetration.

AGI Inc.'s subsidiary, Agibank, received a credit rating upgrade from Fitch Ratings, moving from 'AA-(bra)' to 'AA(bra)' with a Stable Outlook. Fitch cited Agibank's strengthened credit profile, greater scale, franchise expansion, improved capitalization following Agi Inc.'s IPO, resilient profitability, consistent asset quality, and diversified funding sources as reasons for the upgrade. Agibank reported over 7.0 million active customers and a Credit Portfolio of R$ 35.5 billion by March 2026, representing significant year-over-year growth.

Agibank has been recognized as one of the world's top fintechs in 'The World’s Top Fintech Companies' 2026 list, compiled by CNBC and Statista. This is the fourth consecutive year the company has appeared on the list, highlighting its consistent evolution and impact on the global financial system. The recognition follows Agibank's debut on the New York Stock Exchange in 2026 and its continued investment in an innovative hybrid service model.

Agibank, a subsidiary of AGI Inc., announced the successful closing of its seventh issuance of Public Financial Bills in Brazil, raising BRL 500 million. The funds, structured in two tranches with tenors of 24 and 36 months at rates of CDI +0.60% and CDI +0.75% respectively, will be allocated to support the bank's lending operations. The company's CFO emphasized the transaction's pricing efficiency and its role in strengthening Agibank's position as a recurring debt issuer in the Brazilian market.

Agibank, a subsidiary of Agi Inc., received a credit rating upgrade from Moody's Local, raising its national rating from 'AA-.br' to 'AA.br' with a stable outlook. This marks the first upgrade since its February 2026 IPO. Moody's cited improvements in Agibank's credit profile, driven by strong operational growth, expansion of its loan portfolio and funding base, stronger capital levels, and advances in corporate governance. The bank's total credit portfolio grew 30% year-over-year to R$35.5 billion by March 2026.

Agi Inc. reported strong first-quarter 2026 results, with total revenues increasing 24% year-over-year to R$3.0 billion and recurring net income growing 15.3% quarter-over-quarter to R$186.5 million. The company achieved significant customer growth, expanding its active customer base by 54% to 7.1 million and increasing its INSS payroll credit market share to 9.0%. Agi's CEO highlighted disciplined execution and a resilient hybrid business model, positioning the company for sustainable long-term growth.

AGI Inc. reported strong operational and financial performance for 1Q26, reaching 7.1 million active clients, a 53% year-over-year increase. Total revenues grew by 24% year-over-year to R$2,996.6 million. The company also saw its credit portfolio expand to R$35.5 billion and increased its market share in INSS Payroll Credit to 9.0%, reflecting robust execution and an increasing value proposition.