StockWatch
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Commercial Banks, NEC
Quarterly ResultAug 5, 2026, 04:31 PM

Agi Inc. Q2 2026 Credit Origination R$7.14B; Fee Revenue R$136M

AI Summary

Agi Inc. reported strong Q2 2026 results, indicating an inflection point with significant improvements across key metrics. Credit origination reached R$7,136 million and fee revenues grew 35% quarter-over-quarter to R$136 million. The company also saw its INSS Payroll Credit market share increase to 9.6% and experienced substantial growth in private and unsecured personal credit originations. Additionally, Agi Inc. announced the launch of a new Subscription Bank model and provided a financial outlook for the third and fourth quarters of 2026.

Key Highlights

  • Q2 2026 Credit Origination R$7,136 million.
  • Q2 2026 Fee Revenues R$136 million, up 35% QoQ.
  • INSS Payroll Credit Market Share reached 9.6% in Q2 2026, up 60bps QoQ.
  • Private Payroll Credit Origination increased 100% QoQ.
  • Unsecured Personal Credit Origination grew 84% QoQ.
  • Credit rating upgraded to AA, with improving marginal funding costs.
  • Launched a new Subscription Bank model with plans starting at R$39.90/month.
  • Provided financial outlook for Q3 and Q4 2026.