Quarterly ResultMay 5, 2026, 04:40 PM
Agi Inc. Q1 Revenue +24% to R$3.0B; Net Income R$186.5M
AI Summary
Agi Inc. reported strong first-quarter 2026 results, with total revenues increasing 24% year-over-year to R$3.0 billion and recurring net income growing 15.3% quarter-over-quarter to R$186.5 million. The company achieved significant customer growth, expanding its active customer base by 54% to 7.1 million and increasing its INSS payroll credit market share to 9.0%. Agi's CEO highlighted disciplined execution and a resilient hybrid business model, positioning the company for sustainable long-term growth.
Key Highlights
- Active customer base grew 54% year-over-year to 7.1 million in 1Q26.
- INSS payroll credit market share increased to 9.0% in 1Q26, a gain of 210 basis points year-over-year.
- Total Revenues reached R$3.0 billion in 1Q26, an increase of 24% year-over-year.
- Recurring Net Income was R$186.5 million in 1Q26, growing 15.3% quarter-over-quarter.
- Return on Equity (LTM) was 26.1%.
- Total loan portfolio grew 30% to R$35.5 billion in 1Q26.
- Recurring Operating Efficiency Ratio improved by 250 basis points quarter-over-quarter to 43.2%.
- Capital Adequacy Ratio was 19.3% at the end of 1Q26, an increase of 400 basis points year-over-year.
Price Impact
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