Loan & DebtApr 15, 2026, 12:11 PM
Amex March 2026 US Consumer Loan Write-off Rate Rises to 2.2%
AI Summary
American Express reported its U.S. Consumer and Small Business Card Member loan delinquency and write-off statistics for March 2026. The U.S. Consumer net write-off rate increased to 2.2% in March, up from 1.9% in January, with the three-month average at 2.0%. For U.S. Small Business, the net write-off rate rose to 2.9% in March, from 2.8% in January, averaging 2.8% for the quarter.
Key Highlights
- US Consumer net write-off rate for March 2026 increased to 2.2%.
- US Small Business net write-off rate for March 2026 rose to 2.9%.
- Total US Consumer loans reached $97.5 billion as of March 31, 2026.
- Total US Small Business loans reached $32.2 billion as of March 31, 2026.
- 30-day past due rates remained stable at 1.4% for US Consumer and 1.7% for US Small Business.
Price Impact
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