AMERICAN EXPRESS CO

American Express Company announced the release of its 2026 Dodd-Frank Act Stress Test (DFAST) results. The company will maintain its current Stress Capital Buffer (SCB) requirement of 2.5%, which is the minimum under regulations, through September 30, 2027. CFO Christophe Le Caillec highlighted the continued strength of the balance sheet and disciplined capital management, noting the company's prior 16% dividend increase to $0.95 per share and $8.7 billion in capital returned to shareholders.

American Express Company announced the issuance of 750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034. The Notes were issued on June 17, 2026, under a senior indenture dated August 1, 2007, as supplemented by first and second supplemental indentures.

American Express Company reported its delinquency and write-off statistics for U.S. Consumer and U.S. Small Business Card balances for the month ended May 31, 2026. The U.S. Consumer 30 days past due rate improved to 1.1% and the net write-off rate remained stable at 2.0%. Similarly, the U.S. Small Business 30 days past due rate improved to 1.4%, with a net write-off rate of 2.6%. The company also provided credit performance data for the American Express Credit Account Master Trust, showing a stable annualized default rate of 1.2% for May 2026.

American Express reported its U.S. Consumer and Small Business Card delinquency and write-off statistics for April 2026. U.S. Consumer total Card balances grew to $111.4 billion, with the 30-day past due rate improving to 1.2%, while the net write-off rate slightly increased to 2.1%. For U.S. Small Business, total Card balances reached $45.8 billion, with both the 30-day past due rate and net write-off rate showing improvement, at 1.5% and 2.4% respectively. The company also updated its presentation of Card balances to combine revolve-eligible and pay-in-full balances.

American Express Company announced the issuance of $1.75 billion aggregate principal amount of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030. The Notes were issued on May 4, 2026, under a senior indenture and related supplemental indentures. This financing activity is part of the company's ongoing capital management.

American Express Company announced it will sell its approximately 30% equity interest in Global Business Travel Group, Inc. (GBTG) as part of Long Lake and General Catalyst's agreement to acquire GBTG. Upon closing, American Express expects to receive approximately $1.5 billion in proceeds and recognize a pre-tax gain of approximately $975 million, which was not factored into its FY 2026 earnings guidance. The company plans to invest a portion of this gain and return a portion to shareholders, while existing brand licensing and commercial agreements with GBTG will remain in effect.

American Express Company filed its Quarterly Report on Form 10-Q for the period ended March 31, 2026. The filing confirms the company's compliance with SEC reporting requirements and its status as a large accelerated filer. As of April 17, 2026, the company reported 682,326,443 common shares outstanding.

American Express Company announced its financial results for the first quarter of 2026 on April 23, 2026. The company furnished an earnings release as Exhibit 99.1 and additional financial information as Exhibit 99.2 to its Form 8-K filing. This filing serves to disclose the reporting of these results.

American Express reported its U.S. Consumer and Small Business Card Member loan delinquency and write-off statistics for March 2026. The U.S. Consumer net write-off rate increased to 2.2% in March, up from 1.9% in January, with the three-month average at 2.0%. For U.S. Small Business, the net write-off rate rose to 2.9% in March, from 2.8% in January, averaging 2.8% for the quarter.

American Express has issued $2 billion in aggregate principal amount of 4.804% Fixed-to-Floating Rate Notes due October 24, 2036. The issuance was made pursuant to a Prospectus Supplement dated October 20, 2025, to the Prospectus dated February 9, 2024, filed as part of the Company’s Registration Statement on Form S-3. This debt issuance provides American Express with additional capital and could impact its financial leverage and future interest expenses.