Quarterly UpdatesMay 15, 2026, 12:07 PM
American Express April 2026 Card Delinquency 1.2%, Write-off 2.1%
AI Summary
American Express reported its U.S. Consumer and Small Business Card delinquency and write-off statistics for April 2026. U.S. Consumer total Card balances grew to $111.4 billion, with the 30-day past due rate improving to 1.2%, while the net write-off rate slightly increased to 2.1%. For U.S. Small Business, total Card balances reached $45.8 billion, with both the 30-day past due rate and net write-off rate showing improvement, at 1.5% and 2.4% respectively. The company also updated its presentation of Card balances to combine revolve-eligible and pay-in-full balances.
Key Highlights
- U.S. Consumer total Card balances reached $111.4 billion in April 2026.
- U.S. Consumer 30-day past due rate decreased to 1.2% in April 2026.
- U.S. Consumer net write-off rate increased to 2.1% in April 2026.
- U.S. Small Business total Card balances reached $45.8 billion in April 2026.
- U.S. Small Business 30-day past due rate decreased to 1.5% in April 2026.
- U.S. Small Business net write-off rate decreased to 2.4% in April 2026.
- Total Card balances held for investment were $157.2 billion in April 2026.
- Lending Trust annualized default rate increased to 1.3% in April 2026.
Price Impact
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