Quarterly ResultMay 20, 2026, 04:24 PM
American Integrity Q1 Adj. ROE 24%, Net Income $1.02/Share
AI Summary
American Integrity Insurance Group reported a strong first quarter for 2026, achieving a 24% Adjusted Return on Equity and $1.02 net income per diluted share. The company demonstrated significant organic growth, with voluntary market policies in force increasing by 18% and overall policies in force by 14% year-over-year. Strategic initiatives, including expansion into Florida's Tri-County region and re-opening HO-3 capacity for middle-aged homes, showed robust momentum. The company also returned $20.0 million to shareholders via a special cash dividend.
Key Highlights
- Achieved 24% Adjusted Return on Equity and $1.02 net income per diluted share in Q1 2026.
- Voluntary market policies in force grew 18%, and overall policies in force grew 14% year-over-year.
- Returned $20.0 million to shareholders through a special cash dividend in Q1 2026.
- Gross Premiums Written increased 4% to $220 million in Q1 2026 compared to Q1 2025.
- Net Premiums Earned rose 26% to $82 million in Q1 2026 compared to Q1 2025.
- Q1 2026 Combined Ratio was 75%, with a Loss Ratio of 37%.
- New voluntary policy writings increased 22% and new voluntary premium grew 63% in Q1 2026 YoY.
- Reduced non-catastrophe quota share ceding percentage from 40% to 25% effective January 1, 2026.
Price Impact
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