Bread Financial June 2026 Update: Delinquency Rate Down to 5.25%

Bread Financial Holdings, Inc. provided a performance update for June 2026. The company reported a decrease in its delinquency rate to 5.25% as of June 30, 2026, down from 5.73% a year prior. End-of-period credit card and other loans reached $18.48 billion, with average loans growing 4.1% year-over-year for the month. Net principal loss rate for June was 6.88%.