BREAD FINANCIAL HOLDINGS, INC.

Bread Financial announced executive leadership changes in its commercial organization. Valerie Greer, Executive Vice President and Chief Commercial Officer, will retire from the company after a nearly four-decade career in financial services. She will remain with Bread Financial until February 2027 to facilitate a smooth transition. Dennis McCarthy, an industry veteran, will be promoted to Executive Vice President and Chief Revenue Officer, joining the executive leadership team in early September. McCarthy has been with the company since 2021 and is recognized for his contributions to client partnerships and revenue growth.

Bread Financial Holdings, Inc. announced it will host a conference call on Thursday, July 23, 2026, at 8:30 a.m. ET to discuss its second quarter 2026 financial results. Interested parties can register in advance for the call and webcast, which will be available on the company's investor relations website. Analysts wishing to participate in the Q&A session also need to register beforehand.

Bread Financial Holdings, Inc. provided a performance update for the month ended May 31, 2026, showing improvements in key credit quality metrics. The net principal loss rate decreased to 6.98% from 7.97% year-over-year, and the delinquency rate improved to 5.24% from 5.71%. The company also reported growth in its loan portfolio, with end-of-period credit card and other loans increasing to $18,363 million.

Bread Financial Holdings, Inc. announced its participation in the Morgan Stanley US Financials Conference. Perry Beberman, EVP and Chief Financial Officer, will engage in a fireside chat on Wednesday, June 10, at 10:30 a.m. ET. The event will be broadcast live and a replay will be available for 90 days on the company's investor relations website.

Bread Financial Holdings, Inc. held its 2026 annual meeting of stockholders, where nine directors were elected to serve until the 2027 annual meeting. Stockholders also approved executive compensation on an advisory basis and ratified the 2026 Employee Stock Purchase Plan. Additionally, Deloitte & Touche LLP was ratified as the independent registered public accounting firm for 2026, and long-serving director Roger H. Ballou retired from the Board.

Bread Financial Holdings, Inc. published its 2025 Sustainability Report, the company's 13th annual report, highlighting significant progress in embedding sustainability across its operations and advancing environmental, social, and governance priorities. Key achievements include strengthening financial resilience with credit rating upgrades, enhancing customer experience through digital innovation, and fostering talent development. The company also contributed $14.1 million in charitable donations and increased paperless billing adoption by 7% points year over year, demonstrating its commitment to stakeholders and long-term growth.

Bread Financial Holdings, Inc. reported an improvement in its credit performance for the month ended April 30, 2026. The Net principal loss rate decreased to 7.09% from 7.85% year-over-year, while the Delinquency rate also improved to 5.34% from 5.73%. The company also saw a 2.0% year-over-year increase in average credit card and other loans, reaching $18,067 million.

Bread Financial Holdings, Inc. has completed the issuance and sale of 5,400,000 depositary shares, each representing a 1/40th interest in its newly established 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. This includes shares purchased through the underwriters' over-allotment option. The company filed a Certificate of Designations, effective May 12, 2026, which establishes the rights and preferences of the Series B Preferred Stock and amends the company's certificate of incorporation.

Bread Financial Holdings, Inc. announced the pricing of an underwritten public offering of 4,800,000 depositary shares, each representing a 1/40th interest in its 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. The offering, which includes an option for underwriters to purchase an additional 720,000 shares, is expected to generate approximately $115.3 million in net proceeds. The company intends to use these proceeds for general corporate purposes, potentially including contributions to its subsidiary bank, Comenity Capital Bank, and share repurchases.

Bread Financial Holdings, Inc. announced the pricing of its underwritten public offering of 4,800,000 depositary shares, each representing a 1/40th interest in its 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. The offering is expected to generate approximately $115.3 million in net proceeds, which the company intends to use for general corporate purposes, including potential contributions to subsidiary banks and share repurchases. Underwriters were also granted an option to purchase up to an additional 720,000 depositary shares.