BREAD FINANCIAL HOLDINGS, INC.

Bread Financial Holdings reported strong second-quarter 2026 results, with diluted EPS increasing 21% to $3.55 and net income available to common stockholders rising 4% to $144 million. Total net interest and non-interest income grew 7% to $1.0 billion, driven by an 11% increase in credit sales to $7.5 billion and an improved net interest margin of 18.49%. The company also repurchased $241 million of common stock and saw a 16% increase in direct-to-consumer deposits, alongside improving credit quality metrics.

Bread Financial Holdings, Inc. provided a performance update for June 2026. The company reported a decrease in its delinquency rate to 5.25% as of June 30, 2026, down from 5.73% a year prior. End-of-period credit card and other loans reached $18.48 billion, with average loans growing 4.1% year-over-year for the month. Net principal loss rate for June was 6.88%.

Bread Financial Holdings, Inc. provided a performance update for June and the second quarter of 2026. The company reported an improved delinquency rate of 5.25% as of June 30, 2026, compared to 5.73% a year prior. The net principal loss rate for the three months ended June 30, 2026, was 6.98%, with average credit card and other loans growing 2.9% year-over-year.

Bread Financial Holdings, Inc. reported strong second-quarter 2026 results, with net income increasing 5% to $146 million and diluted EPS rising 21% to $3.55. The company saw robust growth in credit sales, loans, and direct-to-consumer deposits, alongside improved credit metrics. Additionally, the Board of Directors declared quarterly cash dividends for both common and preferred stock.

Bread Financial Holdings, Inc. announced its second quarter 2026 financial results on July 23, 2026. All earnings-related materials are now accessible on the company's investor relations website. President and CEO Ralph Andretta and CFO Perry Beberman will host a conference call at 8:30 a.m. ET to discuss the results, with a replay available afterward on the same website.

Bread Financial Holdings, Inc. announced that its Board of Directors declared quarterly cash dividends for the third quarter of 2026 on its preferred and common stock. The company will pay $21.56 per share on its Series A preferred stock and $30.32 per share on its Series B preferred stock. Additionally, a quarterly cash dividend of $0.23 per share was declared for common stockholders. All dividends are scheduled for payment on September 15, 2026, to shareholders of record as of August 31, 2026.

Bread Financial announced executive leadership changes in its commercial organization. Valerie Greer, Executive Vice President and Chief Commercial Officer, will retire from the company after a nearly four-decade career in financial services. She will remain with Bread Financial until February 2027 to facilitate a smooth transition. Dennis McCarthy, an industry veteran, will be promoted to Executive Vice President and Chief Revenue Officer, joining the executive leadership team in early September. McCarthy has been with the company since 2021 and is recognized for his contributions to client partnerships and revenue growth.

Bread Financial Holdings, Inc. announced it will host a conference call on Thursday, July 23, 2026, at 8:30 a.m. ET to discuss its second quarter 2026 financial results. Interested parties can register in advance for the call and webcast, which will be available on the company's investor relations website. Analysts wishing to participate in the Q&A session also need to register beforehand.

Bread Financial Holdings, Inc. provided a performance update for the month ended May 31, 2026, showing improvements in key credit quality metrics. The net principal loss rate decreased to 6.98% from 7.97% year-over-year, and the delinquency rate improved to 5.24% from 5.71%. The company also reported growth in its loan portfolio, with end-of-period credit card and other loans increasing to $18,363 million.

Bread Financial Holdings, Inc. announced its participation in the Morgan Stanley US Financials Conference. Perry Beberman, EVP and Chief Financial Officer, will engage in a fireside chat on Wednesday, June 10, at 10:30 a.m. ET. The event will be broadcast live and a replay will be available for 90 days on the company's investor relations website.