Quarterly ResultJul 21, 2026, 07:03 AM
Capital City Bank Group Q2 Net Income $16.3M, EPS $0.95
AI Summary
Capital City Bank Group, Inc. reported strong second-quarter 2026 results with net income attributable to common shareowners reaching $16.3 million, or $0.95 per diluted share, an increase from the prior quarter and prior year. The company saw an improved net interest margin of 4.35% and growth in noninterest income. Capital ratios remained robust, with the total risk-based capital ratio at 22.35% and tangible book value per diluted share increasing to $28.07. The CEO expressed satisfaction with the performance and continued momentum.
Key Highlights
- Net income attributable to common shareowners was $16.3 million for Q2 2026.
- Diluted EPS was $0.95 for Q2 2026, up from $0.92 in Q1 2026.
- Return on Assets was 1.48% and Return on Equity was 11.38% for Q2 2026.
- Tax-equivalent net interest income totaled $44.2 million, up from $42.9 million in Q1 2026.
- Net interest margin increased 11 basis points to 4.35% in Q2 2026.
- Noninterest income increased $0.7 million, or 3.3%, driven by mortgage banking and bank card fees.
- Total risk-based capital ratio was 22.35% and Common Equity Tier 1 capital ratio was 19.80% at June 30, 2026.
- Tangible book value per diluted share increased $0.56, or 2.0%, to $28.07.
Price Impact
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