Quarterly ResultOct 20, 2026, 11:21 AM
Capital City Bank Group Q3 Net Income $16.9M, EPS $0.99
AI Summary
Capital City Bank Group, Inc. announced its financial results for the third quarter of 2026. The company reported net income attributable to common shareowners of $16.9 million, or $0.99 per diluted share, showing growth compared to both the previous quarter and the same quarter last year. Key highlights include an increase in net interest income and margin, a decrease in the provision for credit losses, and improved credit quality with a reduction in nonperforming assets. However, noninterest income saw a decline due to lower mortgage banking revenues and deposit fees.
Key Highlights
- Capital City Bank Group reported Q3 2026 net income of $16.9 million, or $0.99 per diluted share, up from $16.3 million ($0.95/share) in Q2 2026 and $16.0 million ($0.93/share) in Q3 2025.
- Return on Assets was 1.53% and Return on Equity was 11.67% for Q3 2026.
- Tax-equivalent net interest income totaled $45.1 million, an increase from $44.2 million in the prior quarter.
- Net interest margin increased 7 basis points to 4.42%.
- Credit loss provision decreased $1.0 million.
- Noninterest income decreased $1.2 million, driven by lower mortgage banking revenues and deposit fees.
- Noninterest expense decreased $0.3 million, primarily due to lower compensation expense.
- Loan balances decreased $10.3 million, or 0.4%, while nonperforming assets decreased $3.7 million from the prior quarter.
Price Impact
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