Quarterly ResultJul 21, 2026, 04:12 PM
Capital One Q2 Net Income $3.0B, EPS $4.73; Revenue $15.9B
AI Summary
Capital One Financial Corporation announced strong second-quarter 2026 financial results, with net income reaching $3.0 billion, or $4.73 per diluted common share. Total net revenue grew 4% quarter-over-quarter to $15.9 billion, reflecting solid top-line growth and robust credit performance. The company also highlighted ongoing progress in the integration of Discover and the acquisition of Brex.
Key Highlights
- Net income for Q2 2026 was $3.0 billion, up 39% from Q1 2026.
- Diluted EPS was $4.73, an increase of 42% from Q1 2026.
- Adjusted diluted EPS for Q2 2026 was $5.81.
- Total net revenue increased 4% quarter-over-quarter to $15.9 billion.
- Provision for credit losses decreased $1.1 billion to $3.0 billion.
- Net interest margin was 8.01%, up 14 basis points quarter-over-quarter.
- Period-end loans held for investment increased 2% to $457.2 billion.
- Common equity Tier 1 capital ratio stood at 13.7%.
Price Impact
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