Quarterly ResultNov 11, 2026, 04:10 PM
EZCORP Q4 Net Income Up 28% to $34.3M; Full Year Revenue $1.7B
AI Summary
EZCORP, Inc. reported strong financial results for its fourth quarter and full year ended September 30, 2026. The company saw significant year-over-year increases in net income, earnings per share, adjusted EBITDA, and total revenues for both periods. Key drivers included growth in core pawn revenue, increased pawn loans outstanding, and successful store expansion, including the acquisition of the remaining interest in SMG. The company also highlighted strong performance in both its U.S. and Latin America segments.
Key Highlights
- EZCORP Q4 net income increased 28% to $34.3 million; adjusted net income up 27% to $34.1 million.
- Q4 diluted EPS rose 26% to $0.43; adjusted diluted EPS up 23% to $0.43.
- Adjusted EBITDA increased 33% to $64.0 million in Q4.
- Total revenues grew 33% to $447.1 million in Q4; gross profit up 29% to $255.8 million.
- Full year 2026 net income increased 51% to $165.9 million; revenue up 33% to $1,694.7 million.
- Full year 2026 diluted EPS increased 46% to $2.07; adjusted diluted EPS up 43% to $2.02.
- Acquired remaining interest in SMG in July 2026, adding 41 stores in Q4.
- U.S. Pawn segment contribution increased 29% to $70.3 million in Q4; Latin America Pawn segment contribution up 56% to $24.4 million.
Price Impact
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