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Other Specialty Stores
Quarterly ResultAug 5, 2026, 04:22 PM

EZCORP Q3 Net Income +44% to $38.2M; EPS $0.48

AI Summary

EZCORP reported strong third-quarter fiscal 2026 results, with net income attributable to the company increasing 44% to $38.2 million and diluted EPS rising 41% to $0.48. Total revenues grew 35% to $418.7 million, driven by a 33% increase in pawn loans outstanding (PLO) to $387.2 million. The company also completed the acquisition of the remaining interests in Founders and SMG, making SMG a wholly-owned subsidiary, and expanded its store count by 43 locations.

Key Highlights

  • Net income attributable to EZCORP increased 44% to $38.2 million.
  • Diluted earnings per share (EPS) rose 41% to $0.48.
  • Adjusted EBITDA increased 48% to $65.6 million.
  • Total revenues grew 35% to $418.7 million, with gross profit up 34% to $246.2 million.
  • Pawn loans outstanding (PLO) increased 33% to $387.2 million.
  • Acquired remaining interest in Founders and SMG, making SMG wholly owned.
  • Expanded footprint by 43 stores, including 33 acquired in Guatemala and 10 de novo stores.
  • Cash and cash equivalents decreased to $311.0 million from $472.1 million year-over-year.