Quarterly ResultJul 22, 2026, 04:03 PM
Five Star Bancorp Q2 Net Income $19.4M, EPS $0.91
AI Summary
Five Star Bancorp reported net income of $19.4 million for the second quarter of 2026, a 33.71% increase year-over-year, with diluted earnings per share of $0.91. The company saw strong growth in total loans held for investment, up 7.27% quarter-over-quarter to $4.52 billion, and total deposits, up 7.38% to $4.80 billion. While net interest margin expanded year-over-year, it contracted quarter-over-quarter, and nonperforming loans significantly increased to 0.30% of loans held for investment.
Key Highlights
- Net income for Q2 2026 was $19.4 million, up 33.71% year-over-year.
- Diluted EPS reached $0.91 in Q2 2026, a 33.82% increase year-over-year.
- Total loans held for investment grew 7.27% quarter-over-quarter to $4.52 billion.
- Total deposits increased 7.38% quarter-over-quarter to $4.80 billion.
- Net interest margin was 3.63%, expanding 10 basis points year-over-year.
- Nonperforming loans to loans held for investment rose to 0.30% from 0.07% QoQ.
- A cash dividend of $0.25 per share was declared and paid.
- Efficiency ratio was 40.91% for Q2 2026.
Price Impact
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