FIVE STAR BANCORP

Five Star Bancorp is continuing its California expansion by opening a new full-service branch in Lodi on July 13, 2026. This move follows previous expansions to Southern California and Walnut Creek, reinforcing the bank's investment in the state's food and agribusiness economy. Lodi was chosen for its diverse agricultural businesses and small business community, aligning with Five Star Bank's relationship-driven approach and supporting the region's economic development.

Five Star Bancorp was named the #1 Best Place to Work by San Francisco Business Times in the 25-49 employee category for the San Francisco Bay Area. This recognition, based on employee votes, highlights the company's outstanding workplace culture, teamwork, and leadership investment in staff success. The company's leadership emphasizes creating an environment where employees feel valued, supported, and can grow. This award adds to Five Star Bank's growing list of accolades, including being a Top 3 Best-Performing Community Bank by S&P Global Market Intelligence in 2025.

Five Star Bancorp announced the promotion of Cliff Cooper to Executive Vice President / Food, Agribusiness & Diversified Industries President. Cooper, who has over 35 years of banking expertise in the food and agribusiness sector, has led the bank's dedicated vertical since 2025. In his elevated role, he will continue to guide the strategic direction and expand the bank's presence across the food supply chain, particularly in California and beyond. This move underscores Five Star Bank's ongoing commitment to supporting the agribusiness economy.

FIVE STAR BANCORP reported a strong first quarter for 2026, with net income increasing by over 42% year-over-year to $18.62 million and diluted EPS rising to $0.87. The company saw significant growth in net interest income, which climbed by nearly 28% to $43.46 million. Total assets grew to $5.03 billion, driven by a 6.38% increase in total deposits and a 3.39% rise in net loans held for investment compared to December 31, 2025. The company also increased its cash dividend to $0.25 per share.

Five Star Bancorp reported net income of $18.6 million for Q1 2026, a 42% increase year-over-year and 5.5% increase quarter-over-quarter. Diluted earnings per share rose to $0.87, up 40% YoY and 4.8% QoQ. The company also declared a cash dividend of $0.25 per share, an increase of $0.05 from previous quarters in 2025. Key highlights include a 3.4% sequential increase in loans held for investment, a 6.39% increase in total deposits, and an improved net interest margin of 3.70% and an efficiency ratio of 38.57%.

Five Star Bancorp announced a cash dividend of $0.25 per share on its voting common stock. The dividend is scheduled for payment on May 11, 2026, to shareholders who are on record as of May 4, 2026. This action reflects the company's commitment to returning value to its shareholders.

Five Star Bancorp announced the expansion of its business in Southern California, specifically targeting the Greater Los Angeles Area, by adding five experienced team members. This strategic move aims to serve middle-market businesses with high-tech, high-touch concierge services. The company plans to open an additional office in the region later this year, building on its existing administrative office in Newport Beach, to strengthen its market presence.

Five Star Bancorp announced the anticipated dates for its first quarter 2026 financial results release and accompanying webcast. The company expects to report its financial results for the quarter ended March 31, 2026, after the stock market closes on Monday, April 27, 2026. Following the release, management will host a live webcast for analysts and investors to discuss the results.

Five Star Bancorp announced it expects to release its financial results for the first quarter ended March 31, 2026, after the stock market closes on Monday, April 27, 2026. Following the release, management will host a live webcast for analysts and investors to discuss the results on April 28, 2026, at 1:00 PM ET. The webcast will be accessible through the "News & Events" section of the Company's investor relations website, with an archived version available for 90 days.