Quarterly ResultMay 6, 2026, 03:56 PM

Home Bancorp Q1 Net Income $11.36M, EPS $1.47; NII +8.6%

AI Summary

Home Bancorp, Inc. reported a net income of $11.36 million for the first quarter of 2026, a 3.6% increase from the prior year. Basic earnings per share rose to $1.47, up 6.5%. Net interest income increased by 8.6% to $34.48 million, while the provision for loan losses significantly increased to $922 thousand. Total assets grew to $3.55 billion, and total deposits reached $3.03 billion, but comprehensive income decreased due to unrealized losses on securities.

Key Highlights

Net income increased 3.6% to $11.36 million for Q1 2026, up from $10.96 million in Q1 2025.
Basic EPS rose 6.5% to $1.47 in Q1 2026, compared to $1.38 in Q1 2025.
Net interest income grew 8.6% to $34.48 million in Q1 2026, from $31.75 million in Q1 2025.
Provision for loan losses increased 134% to $922 thousand in Q1 2026, from $394 thousand in Q1 2025.
Total assets increased to $3.55 billion as of March 31, 2026, from $3.49 billion at December 31, 2025.
Total deposits grew to $3.03 billion as of March 31, 2026, up from $2.97 billion at December 31, 2025.
Cash dividends declared per common share increased 14.8% to $0.31 in Q1 2026, from $0.27 in Q1 2025.
Comprehensive income decreased to $10.84 million in Q1 2026, from $15.86 million in Q1 2025.

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HOME BANCORP, INC.

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