Business UpdateJun 29, 2026, 08:07 AM
Inter & Co Exceeds 'Rule of 50' Target in 2025; Net Income R$1.31B
AI Summary
Inter & Co reported strong financial results for 2025, with net income increasing 45% to R$1.31 billion and Return on Equity (ROE) reaching 13.8%. The company successfully surpassed its "Rule of 50" target, achieving a combined revenue growth and ROE of 58.8%. Inter & Co also expanded its client base to 43.1 million and grew its deposit franchise by 30% to R$73 billion, driven by its Single, Smart, Super App (3SA) strategy and focus on credit penetration.
Key Highlights
- Net Income increased 45% to R$1.31 billion in 2025.
- Return on Equity (ROE) rose to 13.8% in 2025, up 2.7 percentage points.
- Achieved "Rule of 50" target with 58.8% (45% revenue growth + 13.8% ROE).
- Total clients reached 43.1 million, including 6 million global clients.
- Deposit base grew 30% to R$73 billion in 2025.
- Private Payroll Loan portfolio reached R$1.9 billion with 447,000 clients.
- Mortgage portfolio stood at R$23.4 billion, with marginal ROE exceeding 25%.
- Credit card Total Payment Volume (TPV) grew at 23% CAGR.
Price Impact
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