Inter & Co, Inc.

Inter&Co reported strong second-quarter 2026 results, achieving its "Rule of 50" goal with net revenue growth of 32% year-over-year and Return on Equity reaching 16.3%. The company posted a net income of US$81 million, a 34% increase quarter-over-quarter, and total net revenue of US$509.5 million. This performance was driven by robust revenue growth, improved efficiency with a record-low efficiency ratio of 42%, and disciplined asset quality management.

Inter & Co reported its strongest quarter ever in 2Q26, achieving a record net income of R$421 million and a Return on Equity (ROE) of 16.3%. The company's net revenue grew by 31.7% year-over-year, driven by a 29% increase in its diversified loan portfolio. Key milestones included surpassing R$100 billion in total assets, achieving double-digit Net Interest Margin (NIM), and reaching capital neutrality. While the NPL ratio saw an increase, primarily due to the growth in Private Payroll and Credit Card segments, management expressed confidence in its risk management and continued profitable growth strategy.

Inter & Co reported strong financial results for the first half of 2026, with net income attributable to shareholders increasing by 35.6% to R$815.9 million and revenues growing by 32.2% to R$5.1 billion compared to the same period in 2025. The company also achieved significant operational growth, reaching 45.3 million customers and expanding its loan portfolio by 7.6% to R$51.9 billion since December 31, 2025. Total funding increased by 5.6% to R$72.9 billion, and total assets grew by 4.4% to R$102.9 billion.

Inter & Co announced the renaming of its stadium from Inter&Co Stadium to Inter.co Stadium, marking a new chapter in its partnership with Orlando City SC and Orlando Pride. This change signifies an evolution in connecting Inter's digital financial platform with physical community experiences. The rebranding introduces new benefits for Inter customers, including free phone charging, exclusive ticket access, VIP matchday experiences, and player meet-and-greet opportunities.

Inter & Co, Inc. announced that its subsidiary, Banco Inter S.A., has issued Subordinated Financial Bills totaling R$300,000,000.00. These bills were issued to professional investors and may be subject to optional full early redemption from July 17, 2031, with prior authorization from the Central Bank of Brazil. The issuance is expected to contribute to Banco Inter's Additional Capital, with an estimated impact of 0.6 percentage points on its Basel Ratio.

Inter & Co. announced the U.S. launch of its new wearable technology line, featuring the Inter Ring and Inter Wristband. These devices offer contactless payment capabilities through passive NFC technology, operating without a screen, battery, or phone. The wearables are designed to simplify transactions and enhance customer lifestyle by linking to existing Inter credit cards. Initially, they will be available to a select group of customers, with a wider release expected later in 2026.

Inter & Co reported strong financial results for 2025, with net income increasing 45% to R$1.31 billion and Return on Equity (ROE) reaching 13.8%. The company successfully surpassed its "Rule of 50" target, achieving a combined revenue growth and ROE of 58.8%. Inter & Co also expanded its client base to 43.1 million and grew its deposit franchise by 30% to R$73 billion, driven by its Single, Smart, Super App (3SA) strategy and focus on credit penetration.

Inter & Co, Inc. announced the opening of its U.S. branch in Miami, Florida, significantly expanding its regulated presence in the United States. The branch, authorized by the Federal Reserve and the Florida Office of Financial Regulation, will operate as a state-licensed branch of Banco Inter S.A. This strategic move aims to enhance Inter's ability to serve clients with U.S. financial needs, optimize its funding structure, and support international clients in a regulated environment, furthering its long-term growth strategy.

Inter & Co announced that its subsidiary, Banco Inter S.A., has secured the final license from the Florida Office of Financial Regulation to launch and operate its state-licensed branch in Miami, Florida. This follows earlier approvals from the Federal Reserve and the OFR. The new U.S. Branch will directly issue credit and debit cards and offer regulated credit products, allowing the company to migrate its 5.5 million existing global account clients to this structure. This strategic expansion is intended to optimize the funding mix, reduce servicing costs, and support Inter & Co's international growth initiatives.

Squadra Investimentos – Gestão de Recursos Ltda. and Squadra Investments – Gestão de Recursos Ltda. disclosed that their managed funds and non-resident investors have acquired 32,806,391 Class A Common Shares of Inter & Co, Inc., representing 10.07% of the total Class A Common Shares. This includes both Brazilian Depositary Receipts and Class A Common Shares held directly. The investors explicitly stated that these acquisitions are not intended to alter the composition of control or the administrative structure of Inter & Co.