StockWatch
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CIVISTA BANCSHARES, INC.

Ticker: 944745

values in millions

Revenue & Profit Trend

in millions
RevenueExpenditureNet Profit
-17.43-5.217.0019.22Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026

Margin Trend

percentage
OPM %NPM %
98.0099.33100.67102.00Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026
PeriodQ1 FY2026Q3 FY2025Q2 FY2025Q1 FY2025Q3 FY2024Q2 FY2024Q1 FY2024Q3 FY2023
INCOME
Revenue4.82-22.0%6.18+20.9%5.11+6.5%4.80-7.5%5.19-10.4%5.79+2.1%5.67+10.7%5.12
Total Income4.82-22.0%6.18+20.9%5.11+6.5%4.80-7.5%5.19-10.4%5.79+2.1%5.67+10.7%5.12
EXPENSES
Expenditure-13.20-39.4%-9.47-21.6%-7.79-9.0%-7.15-51.5%-4.72-106.1%-2.29-50.7%-1.52+78.7%-7.13
Tax3.02+4.5%2.89+53.7%1.88+6.2%1.77+14.2%1.55+52.0%1.02+21.4%0.84-54.8%1.86
PROFIT
PBT18.01+15.1%15.65+21.3%12.90+8.0%11.94+20.4%9.92+22.8%8.08+12.2%7.20-41.2%12.25
Net Profit14.99+17.5%12.76+15.8%11.02+8.4%10.17+21.5%8.37+18.6%7.06+11.0%6.36-38.8%10.39
KEY METRICS
NPM %100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
EPS0.72+5.9%0.68-4.2%0.71+7.6%0.66+24.5%0.53+17.8%0.45+9.8%0.41-37.9%0.66