StockWatch
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CREDIT ACCEPTANCE CORP

Ticker: 885550

values in millions

Revenue & Profit Trend

in millions
RevenueExpenditureNet Profit
-143.19134.40412.00689.59Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026

Margin Trend

percentage
OPM %NPM %
-13.580.3614.3028.24Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026
PeriodQ1 FY2026Q3 FY2025Q2 FY2025Q1 FY2025Q3 FY2024Q2 FY2024Q1 FY2024Q3 FY2023
INCOME
Revenue580.00-0.4%582.40-0.2%583.80+2.2%571.10+3.8%550.30+2.2%538.20+5.9%508.00+6.1%478.60
Total Income580.00-0.4%582.40-0.2%583.80+2.2%571.10+3.8%550.30+2.2%538.20+5.9%508.00+6.1%478.60
EXPENSES
Expenditure405.00-6.6%433.50-7.0%466.00+8.5%429.40-3.2%443.80-25.2%593.50+40.8%421.60+10.3%382.10
Tax39.20-3.7%40.70+33.9%30.40-14.1%35.40+27.8%27.70+437.8%-8.20-137.1%22.10-14.0%25.70
PROFIT
PBT175.00+17.5%148.90+26.4%117.80-16.9%141.70+33.1%106.50+292.6%-55.30-164.0%86.40-10.5%96.50
Net Profit135.80+25.5%108.20+23.8%87.40-17.8%106.30+34.9%78.80+267.3%-47.10-173.3%64.30-9.2%70.80
KEY METRICS
NPM %23.41%+4.84pp18.58%+3.61pp14.97%-3.64pp18.61%+4.29pp14.32%+23.07pp-8.75%-21.41pp12.66%-2.14pp14.79%
EPS12.64+31.4%9.62+27.4%7.55-14.1%8.79+36.9%6.42+267.6%-3.83-174.4%5.15-5.9%5.47