StockWatch
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FIRST BANCORP /PR/

Ticker: 1057706

values in millions

Revenue & Profit Trend

in millions
RevenueExpenditureNet Profit
45.68125.93206.17286.42Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026

Margin Trend

percentage
OPM %NPM %
29.6533.7137.7741.82Q3 FY2023Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q3 FY2025Q1 FY2026
PeriodQ1 FY2026Q3 FY2025Q2 FY2025Q1 FY2025Q3 FY2024Q2 FY2024Q1 FY2024Q3 FY2023
INCOME
Revenue258.64+4.0%248.71+0.8%246.81-0.5%248.13+5.8%234.57+1.3%231.67+0.5%230.50+0.2%230.02
Total Income258.64+4.0%248.71+0.8%246.81-0.5%248.13+5.8%234.57+1.3%231.67+0.5%230.50+0.2%230.02
EXPENSES
Expenditure144.38+1.3%142.49-1.0%143.92-2.6%147.83+7.0%138.18+6.1%130.29-2.1%133.09+10.0%121.03
Tax25.49+347.2%5.70-74.9%22.71-2.3%23.24+2.6%22.66-11.3%25.54+6.6%23.96-11.2%26.97
PROFIT
PBT114.26+7.6%106.22+3.2%102.89+2.6%100.30+4.1%96.39-4.9%101.38+4.1%97.41-10.6%108.99
Net Profit88.78-11.7%100.53+25.4%80.18+4.0%77.06+4.5%73.73-2.8%75.84+3.2%73.46-10.4%82.02
KEY METRICS
NPM %34.33%-6.09pp40.42%+7.93pp32.49%+1.43pp31.06%-0.38pp31.43%-1.30pp32.74%+0.87pp31.87%-3.79pp35.66%
EPS0.57-9.5%0.63+26.0%0.50+6.4%0.47+4.4%0.45-2.2%0.46+4.5%0.44-6.4%0.47