PFS Bancorp, Inc.

PFS Bancorp reported a net income of $437K for the three months ended June 30, 2026, with basic earnings per share of $0.29. For the six months, net income increased to $755K, up 4.4% from the prior year. Total assets grew to $208.0 million as of June 30, 2026, a 0.5% increase from December 31, 2025, driven by a rise in deposits. Net interest income also saw significant year-over-year growth for both the three and six-month periods, though noninterest expenses increased substantially.

PFS Bancorp reported an 11.6% increase in net income to $318 thousand for the three months ended March 31, 2026, with basic earnings per share rising to $0.21. Total interest and dividend income grew by 8.2% to $2.295 million, while net interest income increased by 13.8% to $1.489 million. The company also saw a significant decrease in its provision for credit losses. Total assets and deposits showed growth, reaching $210.7 million and $170.1 million respectively.