SMARTFINANCIAL INC.

SmartFinancial, Inc. announced its third quarter 2026 financial results, reporting a net income of $18.6 million, or $1.10 per diluted share, a significant increase compared to the prior year's quarter. The company highlighted strong organic growth in both loans and deposits, with net organic loan and lease growth of $174 million (15% annualized) and core deposit growth of $163 million (12% annualized). Despite a slight decrease in net interest margin to 3.45% due to increased funding costs, the company saw an increase in total assets to $6.32 billion and total deposits to $5.58 billion. Noninterest expense rose due to higher salaries and loan-related costs.

SmartFinancial Inc. announced strong second-quarter 2026 results with net income of $16.3 million, or $0.96 per diluted common share, up from $11.7 million and $0.69 respectively in Q2 2025. The company reported 15% annualized net organic loan growth and 6% annualized core deposit growth quarter-over-quarter, with total assets surpassing $6 billion. The board also declared a quarterly cash dividend of $0.09 per share, payable on August 17, 2026, to shareholders of record as of July 31, 2026.

SmartFinancial, Inc. announced that its board of directors declared a quarterly cash dividend of $0.09 per share of common stock. The dividend is scheduled to be paid on June 1, 2026, to shareholders who are on record as of the close of business on May 15, 2026.