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Upstart Holdings, Inc.

Ticker: 1647639

OverviewP/LShare Hold
values in millions

Revenue & Profit Trend

in millions
RevenueExpenditureNet Profit
-121.6543.16207.97372.78Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q2 FY2025Q3 FY2025Q1 FY2026

Margin Trend

percentage
OPM %NPM %
-62.43-34.58-6.7321.12Q1 FY2024Q2 FY2024Q3 FY2024Q1 FY2025Q2 FY2025Q2 FY2025Q3 FY2025Q1 FY2026
PeriodQ1 FY2026Q3 FY2025Q2 FY2025Q2 FY2025Q1 FY2025Q3 FY2024Q2 FY2024Q1 FY2024
INCOME
Revenue308.21+11.2%277.11+7.7%257.29+0.0%257.29+20.6%213.37+31.6%162.14+27.0%127.63-0.1%127.79
Total Income308.21+11.2%277.11+7.7%257.29+0.0%257.29+20.6%213.37+31.6%162.14+27.0%127.63-0.1%127.79
EXPENSES
Expenditure315.73+24.6%253.44+0.3%252.75+0.0%252.75+16.0%217.87+5.1%207.29+13.2%183.12-6.2%195.26
Tax0.08-33.3%0.12+140.0%0.05+0.0%0.05+66.7%0.03-40.0%0.05+150.0%0.02+100.0%0.01
PROFIT
Net Profit-6.65-120.9%31.81+467.0%5.61+0.0%5.61+329.0%-2.45+63.8%-6.76+87.6%-54.47+15.7%-64.60
KEY METRICS
OPM %-2.44%-10.98pp8.54%+6.77pp1.76%1.76%+3.87pp-2.11%+25.74pp-27.85%+15.63pp-43.47%+9.32pp-52.79%
NPM %-2.16%-13.63pp11.48%+9.30pp2.18%2.18%+3.33pp-1.15%+3.02pp-4.17%+38.51pp-42.68%+7.87pp-50.55%
EPS-0.07-121.2%0.33+450.0%0.06+0.0%0.06+300.0%-0.03+57.1%-0.07+88.7%-0.62+16.2%-0.74

Corporate Events

Board MeetingUPST
2026
28May

Board Meeting

Annual meeting of stockholders held to elect Class III direc…

SEC Filing ↗
Board MeetingUPST
2026
28May

Board Meeting

Director Changes — Tim Wennes elected as Class I director; J…

SEC Filing ↗