Quarterly Result5 May 2026, 05:11 pm
AAVAS Financiers FY26: PAT Up 14% YoY to ₹6.56 Bn
AI Summary
AAVAS Financiers Ltd reported its financial results for the quarter and financial year ended March 31, 2026. The company's Assets Under Management (AUM) grew by 15% YoY to ₹235 billion. Net Profit (PAT) increased by 14% YoY to ₹6.56 billion. The Net Interest Margin (NIM) stood at 7.93%, and the spread was 5.20%. The company's asset quality remained strong, with Net Stage 3 at 0.68% and 1+ DPD at 3.17%. The company disbursed loans worth ₹23.5 billion during Q4FY26, a 36% sequential growth. Lifetime disbursements have crossed ₹400 billion, enabling 4 lakh customers to realize their aspiration for home ownership.
Key Highlights
- AUM grew by 15% YoY to ₹235 billion as of March 31, 2026.
- FY26 Net Profit increased by 14% YoY to ₹6.56 billion.
- Spread expanded by 31 bps YoY to 5.20%.
- Net Interest Margin (NIM) expanded by 29 bps in FY26.
- 1+ DPD improved by 63 bps sequentially to 3.17% as of March 2026.