AAVAS Financiers H1FY27 PAT ₹3.5 Bn, AUM ₹248 Bn
Aavas Financiers Limited announced its unaudited financial results for the quarter and half-year ended September 30, 2026. For H1FY27, the company reported Assets under Management (AUM) of Rs. 248 billion, a 16.1% year-on-year growth. Profit After Tax (PAT) stood at Rs. 3.5 billion, marking a 16.4% YoY increase. Net Interest Margin (NIM) was reported at 7.76%, and the Cost to Income ratio improved to 42.9%. Gross NPA was 1.11% and Net NPA was 0.70%. The company also highlighted robust loan disbursements of Rs. 35.1 billion in H1FY27, a 29.6% YoY growth. The CEO expressed confidence in crossing Rs. 250 billion in AUM and sees a path towards Rs. 500 billion, emphasizing sustainable profitability and prudent underwriting.
Key Highlights
- AUM grew 16.1% YoY to Rs. 248 billion in H1FY27.
- PAT increased 16.4% YoY to Rs. 3.5 billion for H1FY27.
- Loan disbursements rose 29.6% YoY to Rs. 35.1 billion in H1FY27.
- Cost to Income ratio improved by 195 bps to 42.9% in H1FY27.
- Net NPA stood at a healthy 0.70%.
Price Impact
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