Quarterly Result5 Feb 2026, 04:32 pm
AAVAS Financiers Ltd Reports 15% YoY Growth in AUM, 13% YoY Rise in PAT for Q3 FY26
AI Summary
AAVAS Financiers Ltd, a retail affordable housing finance company, has reported a 15% YoY growth in Assets under Management (AuM) reaching Rs. 222 bn for the quarter ended December 31, 2025. The company's Net profit for Q3 FY26 grew by 16% YoY to Rs. 1.70 bn. The spread expanded by 40 bps YoY to 5.34% and NIM stood at 8.01%. The company's asset quality remains pristine with 1+ DPD at 3.80% and GNPA levels at 1.19%. The company has maintained its guidance of keeping credit costs below 25 bps on a sustainable basis.
Key Highlights
- 15% YoY growth in Assets under Management (AuM) reaching Rs. 222 bn
- 16% YoY growth in Net profit for Q3 FY26 to Rs. 1.70 bn
- Spread expanded by 40 bps YoY to 5.34% and NIM stood at 8.01%
- 1+ DPD at 3.80% and GNPA levels at 1.19%
- Maintained guidance of keeping credit costs below 25 bps on a sustainable basis