AAVAS Financiers Ltd Reports H1FY26 Results: AUM of Rs. 214 bn, PAT at Rs. 3.04 bn, Spread at 5.23%, Net Stage 3 at 0.85%

AAVAS Financiers Ltd has declared its unaudited financial results for the quarter and half-year ended 30th September 2025. The company's Assets under Management (AuM) grew by 16% to reach Rs. 213.6 bn. Disbursements during Q2FY26 grew by 21% YoY and 36% QoQ at Rs 15.6 bn. The net profit for H1FY26 and Q2FY26 grew by 11% YoY to Rs 3.03 bn and 1.64 bn respectively. The spread during the quarter expanded by 34 bps YoY to 5.23%. The company's asset quality remains pristine with 1+ DPD below 5%. The ROA improved significantly by 46 bps sequentially to 3.40% and ROE improving by 175 bps QoQ to 14.31%. The company added 8 branches during the quarter, taking the total number of branches to 405.