AAVAS Financiers Ltd Reports Q1FY26 Results: AUM of Rs. 207 bn, PAT at Rs. 1.4 bn, Spread at 5.11%, NIM at 7.48%, Net Stage 3 at 0.84%

AAVAS Financiers Ltd, a retail affordable housing finance company, has declared its audited financial results for the quarter and year ended 30th June 2025. The company's Assets under Management (AuM) grew by 16% to reach Rs. 207.4 bn as on 30th June 2025. The Net profit for Q1FY26 grew by 10% YoY to Rs. 1.39 bn. The spread during the quarter expanded by 22 bps sequentially to 5.11% and NIM stood at 7.48%. The asset quality continues to be pristine with 1+ DPD well below 5% at 4.15% in Q1FY25 and Gross Stage 3 & Net Stage 3 stood at 1.22% and 0.84% respectively. The company has a well-diversified liability franchise and remains well-capitalized with a Capital to Risk (Weighted) Assets Ratio (CRAR) of 43.2%.